CEO · CTO · AI Architect · Deal Maker
Where capital, technology, and execution meet.

Technology built
to pay for itself.

Twenty years as CEO, CTO, and CPO across FinTech, AI, Web3, and PropTech. I work with founders and executives who need more than advice. Based between London and Dubai.

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Worked with and built for
LifeLabs RendezVerse Gamesta Mobily Aldar Flipper Al Hamra Phantasma Chain IMD Audi Isuzu Disney Volvo Samsung Marvel easyJet Unilever Diageo UBS Mothercare Sanofi Zurich Bank Furrer Jacot Lufthansa Cargo Demandware Bosch LifeLabs RendezVerse Gamesta Mobily Aldar Flipper Al Hamra Phantasma Chain IMD Audi Isuzu Disney Volvo Samsung Marvel easyJet Unilever Diageo UBS Mothercare Sanofi Zurich Bank Furrer Jacot Lufthansa Cargo Demandware Bosch
By the numbers

Results that speak for themselves.

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Years building at the intersection of tech and commerce
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Clients served across enterprise, government, and startup engagements
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Industries shipped across, from FinTech and AI to PropTech, AR, & GameFi
$0B+
Company valuations driven across multiple ventures
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Countries
What I do

Six ways I can help
your business.

Every engagement is different. But the goal is always the same: your technology should generate returns, not headaches.

01

AI Chief of Staff

Your inbox. Your pipeline. Your ops. Handled.

An autonomous AI that manages communications, calendar, lead follow-ups, and daily reporting. Deployed in 24 hours. Costs less than a part-time hire. Built on enterprise-grade architecture with full audit trails.

02

Fractional CTO

Senior technical leadership. No full-time overhead.

I set the technical direction, build and mentor your engineering team, and ship product. From architecture decisions to sprint cadence. For startups, scale-ups, and PE/VC portfolio companies.

03

AI & Automation

Find the bottleneck. Automate it. Measure the result.

Speed-to-lead systems, document processing, follow-up sequences, database reactivation. Production-grade automation that delivers measurable ROI from day one. Not experiments. Working systems.

04

Technical Due Diligence

Don't invest in technology you haven't stress-tested.

Architecture, scalability, security posture, team capability, delivery risk. Translated into language your investment committee actually understands. For VC, PE, and M&A teams.

05

FinTech & Digital Currency

Regulated financial infrastructure that survives scrutiny.

CBDC ecosystems for 18+ countries. Payment rails, wallets, KYC/AML compliance. I have worked directly with central banks, finance ministries, and regulators across multiple jurisdictions.

06

Platform Engineering

Legacy systems holding you back? Let's fix that.

End-to-end transformation from monolith to modern, scalable architecture. Microservices, API-first, event-driven. Cloud migration across AWS, Azure, and GCP. Done at every scale.

How I engage

No 90-day discovery phases.

I have done this enough times to know where to look first.

Week 1

Diagnose

Hard questions about where the business is, where the technology sits, and what is actually blocking progress. No slides. No preamble. Just a direct conversation about the real problem.

Weeks 2 to 4

Build

I get hands-on. Architecture decisions, hiring calls, or shipping the first working version. I stay close to execution, not just strategy. Over 150 commits across production systems.

Ongoing

Deliver

Measurable outcomes. Revenue generated, time saved, team capability raised. I stay until it works and track what matters. Not activity. Results.

Track record

The work that counts.

A selection of companies where I served as CEO, CTO, or CPO and the outcomes that followed.

Blockchain
Architect
Stellar L1 · Cross-border payments
Architected payment and asset-tokenisation infrastructure on Stellar's L1 network. Cross-border settlement with sub-second finality, merchant integrations, and institutional-grade KYC/AML compliance.
FinTech
CEO & CTO
Sovereign digital currency · Wallets · KYC/AML
Built a sovereign digital currency platform in direct collaboration with finance ministries and central banks across 18+ countries representing 550 million people. Drove the company valuation to $8 billion.
Nightlife AI
Founder & CTO
Discovery · Guest ops · QR check-in
Built a nightlife discovery and guest-ops platform from zero to live. Find the night, run it better. 20,000+ users and growing. Sub-2 second QR check-in for venues and promoters. Launching across multiple cities in 2026.
Energy & FinTech
CTO
UK's first automated switching platform
UK's first automated switching platform. User base grew from 153 to 50,000+. Revenue went from £20M to £80M with 40% operational efficiency gains and 1,000% platform growth in three months.
AR / Enterprise
CEO & CTO
SaaS · Disney · Marvel · Samsung · Unilever
Pioneered augmented reality as a commercial technology in 2010. Built a SaaS AR platform with clients including Disney, Marvel, Samsung, and Unilever. Innovation Award at World Travel Market.
GameFi / Web3
Group CTO
Multi-region team · 12-week ship
Assembled a distributed engineering team across three geographies in six weeks. Shipped a production-grade financial services platform in twelve weeks. Secured double-digit investment within the same period.
Event AI
CEO & CTO
Marketplace · 10K+ venues · AI matching
Founded and led end-to-end. Took the platform from concept to a marketplace spanning 10,000+ venues in six months. Generated $MM in order volume in the first four working months from a standing start.
DLT
Architect
Radix · DeFi primitives · Cerberus consensus
Designed DeFi primitives on Radix's atomic composability model. Tokenisation flows, asset-backed instruments, and developer tooling leveraging Cerberus consensus for true parallel execution at scale.
Private Equity
AI Operating Partner
Pre-deal · AI-augmented diligence
AI-led commercial, tech and ops diligence during deal evaluation. Surface margin upside the seller hasn't priced in, score AI maturity against the IC thesis, and stress-test the target's data, systems and team before signing. A defensible value-creation roadmap before the bid goes in.
Portfolio Build
AI Operating Partner
Agentic systems shipped into portcos
Embed alongside the portco's CTO to ship production agentic systems. Sales agents, ops automation, customer copilots, internal knowledge stacks. Real software in production, owned by the company. Margin uplift visible by the next QBR, defensible at exit.
Credentials

Recognition and appearances.

FiNEXT Award

Excellence in Finance, Leaders category. Recognised for impact across FinTech and financial infrastructure.

Museum of the Future, Dubai

Panel speaker on AI, Virtual Showrooms, and Digital Twins alongside global technology leaders.

Luxeverse 2023

Speaker on the intersection of AI, Virtual Showrooms, and Digital Twins. Alongside ARKA Capital.

Lufthansa Space Shuttle Award

Awarded for exceptional operational excellence in crew scheduling automation at Lufthansa Cargo AG.

Digital Academy Innovation Hub

Panel speaker on empowering ideas that shape the future. Focused on practical AI leadership.

Education

AI & ML at Stanford. MSc Digital Currency, Nicosia. Software Engineering with 6 Distinctions.

In the field

Proof, not promises.

Recent work shipped, panels chaired, certifications earned, and recognition received — across AI, Web3, FinTech, and PropTech.

Sanjay pitching on stage
Keynote

On stage, pitching the vision.

Presenting Digital Currency and Operator-led AI initiatives to finance ministers, CEOs of telcos, founders, funds, and portfolio leaders.

Designing tomorrow panel
Panel

Designing tomorrow.

On the next decade of AI, 3D, Mixed Reality, and operator-led product across regulated markets.

Digital Academy Innovation Hub
Digital Academy

Innovation Hub

Panel speaker on practical leadership and shipping real systems.

Digital Academy panel
Digital Academy

Innovation Hub

Continuing the conversation on validation of ideas, goto market strategy, automation, and the next decade of work.

FiNext Award — Excellence in Finance
FiNext · Award

Excellence in Finance.

Recognised in the Leaders category for impact across FinTech and financial infrastructure.

Speaking engagement
On stage

Live keynote.

Speaking to operators on shipping production systems inside regulated markets.

Central Bank Digital Currency
CBDC · Sovereign

Central Bank Digital Currency.

Working with central banks and finance ministries across 18+ countries on sovereign digital currency rails.

Technical depth

The full stack,
built over 20 years.

I pick the right tools for the problem. No religious attachment to any particular stack.

AI & ML

LLMs (Claude, GPT, Gemini) RAG Deep Learning Embeddings n8n Automation Hugging Face ML Pipelines Vector Search

Cloud & Infrastructure

AWS Azure GCP Docker Terraform CI/CD HashiCorp Vault Microservices

Languages & Frameworks

Python TypeScript Node.js React Go Solidity Flutter React Native C# C++ iOS Android

Blockchain

Ethereum Solana Polygon Stellar Hyperledger Avalanche NEAR L1/L2 Design

Let's have a real conversation.

No sales pitch. No 10-page proposal. Just a direct conversation about where you are, where you want to be, and whether I can help get you there.

Book a Call → Connect on LinkedIn